If you have a sudden need for funds, then to secure your finance, personal loans can be one of the best options. This is basically a collateral-free loan and can be used for a variety of personal needs. A personal loan is not earmarked for any specific purpose as in car loan or home loan.

In life, the lack of proper finances at the right time can hamper your dreams. But with a personal loan, you can get help during such a financial crisis and also avail some flexible options. Here are some of the situations when a personal loan can help you fulfill your financial need.

Home Improvement Loan

Your limited savings and monthly income may not be sufficient for the home improvement plans that you have in mind. Whether it is only about upgrading home interiors or making changes to put your house on sale, to experience a stress-free endeavor, personal loans can help you out.

By taking a loan, you can glamorize your house the way you want with special electric fittings and make your home energy efficient. You can also go for a kitchen remodeling and add some cabinets if you are having storage problems.

You can also get plumbing work done or repair your home’s exteriors to give it more longevity. With a personal loan, you can also ensure better security by installing CCTV cameras. And the best part is that you can get all of this done, without actually draining your savings.

Consolidate Loan on Credit Cards

Do you have more than one credit cards whose combined bill is a hefty amount? You can get rid of such a high-interest debt cycle if you apply for a personal loan. You can consolidate all the charges of all your credit cards into one monthly payment.

Moreover, in personal loans, you will get a fixed rate of interest and you will not have to pay any lump sum of credit card fees. This will also improve your credit score. Depending upon your personal preferences and credit profile, you can choose the scheme that fits you best and simplifies your finances instantly.

Medical Emergency Loan

Life is never predictable and you or your family member can fall ill or meet an accident almost any passing moment. No one wants a medical emergency in their life but sometimes it is inevitable. With the cost of healthcare on the rise, dealing with such emergencies is not always possible with the help of your savings.

That is why personal loans can come to your aid in such a scenario. With a personal loan, you will usually not be treated to any kind of restrictions regarding the treatments or therapies that you can avail as in the case of health insurances. You can either fund the entire treatment process or you can also choose to fund it partially covering only those parts which are expensive.

Higher Education Loan

Opting for higher education is often met with financial difficulties but you can overcome them with the help of personal loans. You can finance a variety of things related to your education with the help of a personal loan. This not only includes the basics like admission cost and tuition fees but also living and visa expensed.

Paying all of this from your savings can be quite difficult because higher education is a costly affair. You can get a loan scheme that will suit your needs and your budget and you need not postpone your education just because you cannot afford it.

Wedding Loan

Wedding expenses can easily accumulate and result in a lump sum within the blink of your eye. But personal loans can give you the affordability to make your dream wedding possible. With a flexible loan scheme at your hand, you need not worry a thing about your finances and enjoy your wedding day.

Book the venue of your choice, pay for outfits, catering charges and even book tickets for your honeymoon from the loan money. If you apply for a personal loan, you will not have to liquidate your fixed deposits. Redeeming recurring deposits often lead to extra charges but with a personal loan, you can avoid all of that.

Vacation Loan

Is there a place that you always wanted to go but could not because you did not have enough savings? Well, personal loans can be your knight in shining armor. Take a break from your daily mundane life and fly off to some serene place without worrying about the dent in your savings.

You can always pay back the money in monthly EMIs which is much easier than paying a hefty sum at once. Indulge yourself in some luxurious experiences without actually liquidating your savings by taking a personal loan.

You can enjoy with your family and friends and counterbalance your daily stressful life by going on a much-needed vacation. A personal loan will help you bear all the expenses of the trip without thinking twice about the cost.

At Oasis Credit,

we can give you a personal loan for all the above-mentioned purposes. Don’t postpone the things you have planned for based on non-availability of funds because we can help you with the financing part. We have a speedy approval process which requires minimal documentation. Turn your dreams into reality by availing our personal loans. You can choose the monthly repayment amount and the tenure of the loan based on your affordability. We have flexible schemes for our customers.


The eligibility criteria of our loans are framed in a very thoughtful manner based on a few simple parameters which ensure that everyone can avail the benefit of these loans. We also offer quick disbursement of cash in case of emergencies.

Whatever your reasons are, we can provihttps://moneyloans.com.sg/personal-loan-by-oasis-credit/de you a personal loan to suit your needs and our unbelievable low interest rates will assist you in paying back the money at your own comfort. Oasis Credit has a good reputation in the market and we will never misguide you regarding anything. So, if you are in need of some funds, we are always here to help you out.