A credit loan is generally a contract agreement made between a borrower and the lender. The borrower receives a loan and repays it later to the lender. Are you located in Clementi and looking for the best credit company which is legal? Then don’t worry, since you can consider a Credit Company such as Oasis Credit Services Pte Limited.
It provides the best loan packages that will amaze you. It’s one of the accredited Clementi money lenders in that region. Therefore, as a customer, you are guaranteed convenient, straightforward, and fast loan services.
Customers accessing services at Oasis Credit Services will receive the best lending services that will fulfill their needs. Their daily operations services offer value, transparency, speed, and efficiency to their customers.
Procedures for acquiring loans.
This is an ideal procedure that you can use when acquiring a loan.
- First, you need to know the financial conditions you are facing at the moment and how urgent you need the cash.
- Check if you are eligible for the loan you need from the moneylender.
- Gather all the documents needed for that type of loan you are applying to.
- This is the final step of submitting your documents to Oasis Credit Company. You can submit through visiting their office or online application from their website.
Requirements for acquiring a loan
Here are the basic requirements for a Singaporean to apply for a loan.
- NRIC or passport no.
- Singapore power service bill or phone bill.
- For salaried individuals: provide the latest 3 computerized monthly payslips or income tax statements or CPF statements of 15 months.
- For self-employed individuals: provide the past 2 years’ income tax statements.
The different types of loans are offered.
1. Personal loan
It’s normal that at some point in your life you may need a personal loan to cater to your needs. The best place to get a personal loan in Clementi is from Oasis legal credit company. When you want to apply for this type of loan, remember to get the best advice that can guide you from a credible company.
The reason for this is to assist you as a customer to make the right decision. When offered a personal loan, you must have a budget that covers your weekly, monthly, and yearly expenditures.
The best habit you can adopt while handling your money is to have a notebook to note down all your expenses. Always put your expenses into categories that can assist you to monitor your spending. If you want to live the best life possible, always ensure to improve your financial management. The best way to improve your financial management is by having the right information and knowledge.
2. Holiday loan package.
Have you ever wanted to go out on a vacation and you don’t have any finances with you? Oasis Credit Company has a holiday package loan that can get you covered. During the holiday season, you will have a lot of fun with your family if you go to different places from your normal city. Therefore, if your funds are delayed for some reason, you can opt to get this holiday package loan.
This package has some travel deals that will ensure your family experience the best holiday that you can’t miss out on. It’s also a good package for families that have a limited timeframe or someone who has difficulties getting leave from work.
This loan is categorized under a personal loan that can be specifically used for travel and holiday expenses. However, the Oasis legal credit company will conduct a check on your account to determine if you are capable of paying up the loan given.
3. Wedding loan package.
Are you planning a wedding and you don’t have the required funds for the ceremony? Don’t worry since you can access a wedding loan package from Oasis legal credit company. There is no need to wait for a longer time to get the funds, yet you can be offered the loan.
This loan will enable you to have your dream wedding and pay an affordable amount at a time. For you to have the best wedding experience to propose with beautiful scenery, consider it in Singapore. For the special day in your life, consider having the best treatment from this loan package without feeling financial strains.
4. SME Microloan.
This is a type of loan designed to help an entrepreneur who wants to start up projects and lacks funds. It’s mainly considered for small and medium enterprises. This loan suits best for individuals seeking; optimization, expansion, scalability, and cash flow rehabilitation. With this type of loan you will have; low-interest rate, zero upfront fee, quick turnaround, customized repayment schedule, best approval rates, hustle-free processing, and much more.
5. Business loans.
This type of loan can assist you with rent, advertising relocations, research, bill payments, rehabilitation, and inventory management. You can have fast-track financing and customer care assistance within 24 hours.
They provide business loans support in different business niches. This niche includes hardware, restaurants, clothes, pets, music, mechanics, bridal, and much more. The loans will be granted according to competitive market interest rates. Ideally, you can easily get the loan through a phone call.
6. Entrepreneurship loan.
Are you an entrepreneur and looking for financial support to start up or continue with your project? Worry less, since Oasis Credit Services will sort you out. It has advantageous tax rates and many financial sources for start-ups and companies. It understands the risks involved in being an entrepreneur and will help you to thrive in your business. To apply for this loan you need to have the following;
- Company NRIC.
- Company bank statements.
- Tenancy agreement.
- Normal personal documents.
Conclusion.
If you are in Clementi and seeking the best legal credit company, consider Oasis Credit Services Company. It has been in existence for a long time and its services are fast, straightforward, and transparent. To get the loans you need to know their procedures and requirements and how to repay them.